Margaret Ann Stephens Obituary
We bid farewell to Margaret Ann Stephens (Saint Augustine, Florida), born in Rutland, Vermont, whose journey of life gracefully concluded on January 12, 2026 at the age of 92. Margaret Ann touched countless lives with warmth and kindness, leaving behind cherished memories that will forever echo in hearts. Family and friends are welcome to leave their condolences on this memorial page and share them with the family.
She was predeceased by: her son Pat Terounzo; and her parents, Perry Lyons and Beatrice Lyons. She is survived by: her husband Paul Stephens; her children, Lorraine Flory (John), Kate Crisp (Dainel) and Joseph Terounzo; her stepchildren, Jennifer Miller (Michael), Matthew Stephens (Cindy) and Andrew Stephens (Brianna); her grandchildren, Kelly Perry (William), Johanna Flory, Kyle Crisp (Kaylee), Deeana Terounzo and Luman Terounzo; her great grandchildren, Jordan Perry, Madison Poremski, Theo and Henry Crisp; her sister Carol Jean Black; her stepgrandchildren, Dillon Muennich (Elizabeth), Tiffany Justice (Aaron), Blake Stephens, Jacob Stephens, Calior Stephens, James Stephens, Seth Stephens, Josie Miller and Gabriel Stephens; and her stepgreat-grandchildren, Adeline Muennich and Trevor Plewniak.
In lieu of flowers donations can be made to Vermont Institute of Natural Science, https://vinsweb.org or Bailey Family Center for Caring (Community Hospice of Northeast Florida), https://thefoundationcares.org.

January 15, 2026
Joe Gawel wrote a sympathy message