Frances J. Gardner Obituary
We bid farewell to Frances J. Gardner of Waterloo, Illinois, born in Delta, Missouri, whose journey of life gracefully concluded on November 30, 2025 at the age of 85. Frances touched countless lives with warmth and kindness, leaving behind cherished memories that will forever echo in hearts. Leave a sympathy message to the family on the memorial page of Frances J. Gardner to pay them a last tribute.
She was predeceased by: her parents, Roy Givens and Mayme Givens; and her siblings, Janette Acup, Christine Hearty and Ronnie Givens.
She is survived by: her husband Alton E. Gardner; her daughter Tina Carrico; her son-in-law Kenneth Carrico; her grandchildren, Rachel L. Carrico-Burdette, Derek Burdette, Alicia J. Carrico and Bradley C. Carrico; her great grandchild Ellis Carrico-Burdette; her brother Mitchell Givens; her pet Allie; and her caregivers, Rashawnda Turley, Sarah Lenz, Ingrid Jones and Bernie Maurer. She is also survived by many nieces and nephews.
Visitation was held on Friday, December 5th 2025 from 10:00 AM to 11:00 AM at the Quernheim Funeral Home (800 S Market St, Waterloo, IL 62298). A funeral service was held on Friday, December 5th 2025 at 11:00 AM at the same location.
In lieu of flowers, the family prefers memorial contributions to: Vitas Hospice.
