Judy Hartman Ratcliffe's obituary , Passed away on January 21, 2026 in Tryon, North Carolina

Judy Hartman Ratcliffe

August 11, 1947 - January 21, 2026 (78 years old)

Tryon, North Carolina

Judy Hartman Ratcliffe's obituary , Passed away on January 21, 2026 in Tryon, North Carolina

Funeral arrangement under the care of
McFarland Funeral Chapel & Crematory

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Judy Hartman Ratcliffe

August 11, 1947 - January 21, 2026 (78 years old)

Tryon, North Carolina

Judy Hartman Ratcliffe Obituary

The memory of Judy Hartman Ratcliffe of Tryon, North Carolina, who passed away on January 21, 2026 at the age of 78, will forever remain in the hearts of those touched by this precious presence in their lives. Leave a sympathy message to the family on the memorial page of Judy Hartman Ratcliffe to pay them a last tribute.

In the quiet moments of reflection, amidst the gentle rustle of leaves and the whispered song of the stars, we shall carry Judy's memory with us, a guiding light illuminating the path ahead. May Judy's journey be filled with peace and serenity, and may she find rest in the embrace of eternity.

She was predeceased by: her parents, Elmer Hartman and Shirley Marie Judy Hartman; her husband Robert Richard Ratcliffe; and her siblings, Nancy Hartman Cannon, Patsy Hartman Sheehan, Eugene Hartman and Delano Wayne Hartman.

She is survived by: her son John Hartman Cook; her stepchildren, Andrew Morgan Ratcliffe, Cynthia Armour Ratcliffe and Robert Richard Ratcliffe IV; and her sister JoAnn Hartman Harrington. She is also survived by numerous nieces and nephews.

Funeral arrangement under the care of
McFarland Funeral Chapel & Crematory



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